HSA News for September 14, 2026
HSA news is compiled weekly by Mr. HSA, Roy Ramthun
News from Washington
Trump Pledges $500 ObamaCare Rebate Checks
The Trump administration is pledging to send $500 rebate checks to nearly 1 million Americans who the White House says were overcharged for ObamaCare coverage. Trump said $500 checks would be mailed starting in October to people in 30 states that used the federal marketplace where people sign up for ObamaCare health insurance.
IRS Announces Tax Relief for Taxpayers Impacted by March Wildfires in Nebraska, Various Deadlines Postponed to February 1, 2027
The Internal Revenue Service announced tax relief for individuals and businesses in parts of Nebraska that were affected by wildfires that began on March 12, 2026. These taxpayers now have until February 1, 2027, to file various federal individual and business tax returns, make tax payments, and make 2025 IRA and HSA contributions, if eligible.
HSAs & Retirement
The HSA Move 55-Year-Olds With $1 Million 401(k)s Are Making Before Their Next Catch-Up Contribution
SECURE 2.0 forces high earners with 2025 W-2 wages above $150,000 to put their $8,000 catch-up contribution into Roth, eliminating the pretax deduction. That single rule change is why a growing number of high earners are quietly rerouting money to an HSA before they ever touch the catch-up line on their 401(k) election form.
HSA Council-Endorsed Bill Would Keep the HSA Door Open to Some Working Seniors
The Hardworking Senior Act (H.R.10072) targets a Medicare rule that harms only working seniors who want to continue to fund their HSAs. This issue has been identified, debated, and completed part of the legislative journey twice, but has yet to become law. It should be an easy provision to pass, as it would not cost the federal government an additional dime in claims and would fix a problem that disproportionately affects older and poorer workers.
From an HSA to Healthy Habits: A Financial Consultant's Guide to Slashing Healthcare Costs in Retirement
A 65-year-old retiring in 2026 can expect to spend $185,000 on healthcare costs. That's a 130% increase since 2002. Have you thought through the long-term care costs? Here are four considerations that every retiree should think about when it comes to planning for healthcare costs later in life.