HSA News for October 6, 2025
HSA news is compiled weekly by Mr. HSA Roy Ramthun.
Compliance Corner
Open-Enrollment Alert: How to Avoid Disqualifying Yourself and Family Members
Some of your open-enrollment options can disqualify you and/or some your family members from funding a Health Savings Account, while others have no effect on your HSA eligibility. Here's a checklist of the benefits that will and will not compromise HSA eligibility.
Best Practices
Open Enrollment 2025: Why HDHPs Still Deserve a Hard Look
The sticker shock of higher health insurance premiums has many rethinking their health insurance choices. HDHPs paired with HSAs can often not only reduce premiums but also unlock one of the most powerful tax-advantaged accounts available. Don’t dismiss the HDHP/HSA option without running the numbers.
How Small Businesses Can Use HSAs to Save on Healthcare Costs
Small businesses can save on healthcare by offering lower premium HDHPs while allowing employees to open HSAs for tax-advantaged savings. When employees contribute pre-tax dollars to these accounts, employers also save on payroll taxes. This approach also provides a valuable, portable benefit that helps attract and retain employees and prepares them for future and retirement medical expenses.
HSAs & Retirement
Health Savings Accounts: The Hidden Gem in Your Financial Plan
Imagine a financial tool that lowers your taxable income today, helps you save for medical expenses tomorrow, and can even double as a retirement account down the road. That’s the power of an HSA. Too often overlooked, HSAs are one of the few places where your money can grow completely tax-free when used for qualified expenses.
Employer-Sponsored Health Coverage, Medicare Enrollment and HSAs
With so many turning 65, it’s natural for employees still working to wonder what to do about their health insurance options, especially when they have an HSA as well. This blog focuses on employer health insurance and Medicare coordination for active workers at age 65.
Maximizing Your HSA
From HSA Saver to HSA Investor: See the Full Potential of Your Health Savings Account
Many HSA holders miss out on one of the most powerful aspects of these accounts: investing. Leveraging the investment potential of an HSA can create long-term financial security, particularly for retirement healthcare expenses. Here’s how to shift from an HSA saver to an HSA investor and maximize your account’s potential.