“Mr. HSA” Finalizes 2027 HSA Projections

By Mr. HSA, Roy Ramthun | Originally posted here

As many of you know, I track the data needed to make inflation adjustments forHealth Savings Accounts from one year to the next. I have accurately predicted the annual adjustments by the Internal Revenue Service for the past 19 years.

With the April 10 release of the March inflation figures by the Bureau of Labor Statistics, I am now finalizing my projected HSA amounts for 2027.

You can find my final projections for the HSA contribution limits here.

You can also find my projections for minimum deductibles and maximum out-of-pocket limits here.

The good news is that the HSA contribution limits will be increasing for 2027. For HSA-qualified health insurance plans, the minimum deductibles and annual out-of-pocket limits will also increase. This means some health plans may need to change a few of their plan designs for 2027.
The IRS will make these amounts official in the coming weeks. However, employers, trustees, custodians, administrators, and insurance carriers can start making the necessary adjustments now.