HSAs are becoming more mainstream. Studies suggest that over 20 million families have HSAs and total cash and investment balances are now approaching $50B…
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With the changing political tides in Washington DC and throughout the US, there is a new drum beat against the current private health care system and the evils of high deductible health plans (HDHPs) and some lawmakers and pundits have included HSAs in their rants. I believe people are making a mistake by confusing the challenges of an HDHP with the benefits of an HSA.
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Health Savings Accounts (HSA) were enacted in 2004 and remained relatively untouched until passage of the Affordable Care Act (ACA) in 2010. When the ACA passed Congress and was signed into law there were only 2 items that directly impacted HSA’s.
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Across the political spectrum, there is actually agreement that every American family should have access to an affordable safety net of comprehensive health insurance coverage.
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